[{"data":1,"prerenderedAt":26},["ShallowReactive",2],{"$fc4E7jXrYweQobxyscvtZrxPtZ3pocXG7WZROFKycwWM":3},{"card":4,"examId":6,"chapterTitle":23,"prev":24,"next":25},{"id":5,"examId":6,"prompt":7,"answer":8,"choices":9,"questionType":14,"explanation":15,"explanationDetail":16,"mistakeHint":17,"lectureRef":18,"storyRef":18,"chapterSlug":19,"sectionCode":20,"sectionTitle":21,"clusterSlug":18,"term":18,"sequenceOrder":18,"regionWeight":18,"revisionMark":18,"isActive":22},"fp2-ch1-048","fp2","2,000万円を年利1%で複利運用しながら25年間で均等に取り崩す場合、毎年の受取額に最も近いものはどれか。（年利1%・25年の資本回収係数：0.0454）",1,[10,11,12,13],"85万円","91万円","95万円","100万円","four","2,000万円×0.0454（資本回収係数）＝908,000円≒91万円です。","資本回収係数を使った計算は「元本×資本回収係数＝毎年の受取額」となります。運用しながら取り崩すため、単純に2,000万円÷25年＝80万円よりも多く受け取れます。年金現価係数はこの逆で、毎年の受取額から必要な元本を求める係数です。","資本回収係数は「元本→毎年の受取額」を求めます。運用益がある分、単純割り算より受取額が多くなる点が特徴です。",null,"chapter-1","fp2-1-06","ライフプランニングの手法・係数",true,"第1章 ライフプランニングと資金計画","fp2-ch1-047","fp2-ch1-049",1784619075106]